From sending money to investing in stocks — Cashmama bundles 12+ financial services into a single, beautifully simple wallet.
Send money to any Cashmama user in seconds — by cashtag, phone number, or email. Zero fees on all P2P transfers, no matter the amount.
Hold balances in multiple currencies including local and foreign denominations. Switch between currencies with live exchange rates and no hidden markups.
Pay airtime, data, electricity, cable TV, exam fees, motor insurance, and betting — all from one place. Instant confirmation and detailed payment history.
Buy gift cards for yourself or sell unused gift cards at competitive live rates. Supports hundreds of brands across multiple countries.
Get an instant virtual USD card for online shopping, subscriptions, and international payments. Fund it directly from your wallet anytime.
Set savings goals, lock funds in a Safebox, earn interest on idle balances, or automate round-up savings from every transaction.
Buy, sell, and hold Bitcoin and USDT. Withdraw to an external wallet anytime. Powered by secure custody infrastructure.
Invest in fractional shares of global stocks with low minimums. Track your portfolio performance and place trades in real time.
Borrow from or lend to other Cashmama users at agreed rates. All loans are backed by platform escrow for both lender and borrower protection.
Accept payments from anyone instantly with your personal QR code. Share it online or display it in-person — no card terminal needed.
Convert between currencies at competitive live rates with transparent fees. No hidden spreads — what you see is what you get.
Real-time transaction monitoring, PIN gate on every outgoing transaction, biometric login, and instant card freeze — your money stays yours.